Most of the people from all walks of life struggle with debt related issues. After you’ve tried everything to urge out from under your debt burden, you will feel frustrated, worried, and confused. Not only you, even the Doctors, office workers, secretaries, construction workers, small-business owners, and countless others, for various reasons — have found themselves overwhelmed by debt.

Instead of having someone who will just fill out forms and take you through a bankruptcy assembly line, we at Epperson have more than 40 years of combined legal experience and hundreds of success stories who will guide you through the process based on your unique needs and help you to succeed in your bankruptcy case.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the primary solution we provide to our clients. Filing bankruptcy with Chapter 7 will not allow individuals — it even benefits small-business owners — can seek to discharge credit card debt, medical bills and other types of loans. The entire process takes just 90 days for completion. Once the approval has been provided for discharge, individuals simply walk away free and without any debt concerns they’ve likely been carrying probably for many years.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a debt repayment plan, where you and your lawyer discuss a payment plan to pay off a percentage of your debts over 3 – 5 years of a time period. Many people file Chapter 13 bankruptcy to protect assets they would otherwise lose by filing Chapter 7 bankruptcy.