In our rocky economy many people consider filing for chapter 7 Bankruptcy in Tampa, and despite what many people believe this can be a suitable option depending on your situation. If you are one of the many people who is living paycheck- to- paycheck and unsure about your financial future than it is imperative you take the proper steps by contacting an experienced bankruptcy attorney. At Epperson & Rich we understand the situation that you are in and the stress you are put under when you have to file for bankruptcy. Our in depth knowledge and outstanding customer service are just a few of the reasons how our law firm separates themselves for the competitors.

Filing for chapter 7 bankruptcy in Tampa?
Call Epperson and Rich today!
(813) 886 – 8500

When it comes to bankruptcy protection, not many people understand it and believe that it is a last resort option with no benefits in the end. This is a big misconception because depending on your situation there are many advantages when filing for bankruptcy protection in Tampa. The great thing about chapter 7 is that it is a much faster process compared to chapter 13 which can take years to settle in court. Since the process from beginning to end in a chapter 7 bankruptcy cases is much faster, you will end up saving thousands of dollars in the long run compared to chapter 13. Besides this there are many other benefits that you can take advantage of when you consider seeking bankruptcy protection.

Since the Chapter 7 bankruptcy is a straight liquidation of your unsecured debts (such as loans, credit cards or medical bills), most of it will be discharged which will in return eliminate what you owed. After you have filed for this type of bankruptcy protection in Florida, any additional income in the future is not taken away to pay off your creditors as the court would require  in a chapter 13 case ,where you must release your monthly disposable income in order to pay off your creditors.  Since your income in the future is not a part of the case you no longer have to worry about paying back your debts or having any monthly payments. This is probably one of the biggest reasons why many people opt to file for chapter 7 bankruptcy.

Call Epperson & Rich for a bankruptcy consultation Today
Specializing in Chapter 7 Bankruptcy in Tampa
(813) 886 – 8500

The fact that you no longer have to pay back your creditors, gives you the opportunity to be free from the constant harassment of creditors, which can relieve a great deal of stress in your life. Unlike chapter 13 bankruptcy cases, many people are able to recover faster when they file for chapter 7 bankruptcy in Tampa. Despite the fact that your credit score is affected after the process, it surprises many people to see how fast their credit scores rebound after the first year. You can even be approved for a house loan depending on your payment history after filing for bankruptcy. So stop living your life buried under a mound of debt and call the experienced bankruptcy attorney’s at Epperson & Rich. If you want a fresh start for your financial future than considering filing for bankruptcy can be a wise option.

If you have any questions about bankruptcy in Tampa, Florida we will happily give you any necessary information you may need. Feel free to call our office at (813) 886 – 8500. At Epperson and Rich we proudly serve the Tampa Bay region including Tampa, Clearwater, St Pete, and Pasco County.

 

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