About Bankruptcy Process | Florida | Tampa | Clearwater | St Pete

Bankruptcy Process

Attempting to learn about bankruptcy, while simultaneously going through it is extremely difficult. As opposed to filing alone, hiring an experienced lawyer will help you and your family from experiencing a severe loss of assets. Over the years, Epperson and Rich, Tampa Bay’s foreclosure defense attorneys, have been assisting hundreds of clients survive this stressful time. If you find yourself faced with bankruptcy do not wait to contact our experienced lawyers or waste time attempting to file yourself. Acting quickly will benefit you tremendously. Do not spend another night laying awake in bed worrying about how you will provide for your family or ever be able to pay your debts. Your current financial state may be disastrous, but we are here to help you through it every step of the way offering constant guidance, advice and support.Inquiring about bankruptcy from a Tampa bankruptcy lawyer is a great first step since going through the process alone is such an overwhelming and daunting task. If you were to take on the responsibility on your own, while simultaneously trying to work to earn money to pay your debt, it would feel as if you were working two jobs. Some people start off thinking they can do it all. They juggle making an income, learning about bankruptcy and filing for it all on their own because they want to save money on a lawyer. But often times they come to halt, reach a breaking point and they realize the burden of the process and end up hiring someone to do it for them anyway. To avoid wasting time and stressing contact Epperson and Rich to set up a free no obligation consultation. Our lawyers will be able to assist you and offer you a fair and honest quote. Obviously you are already in debt and we do not want to drag you into it even further with high and unfair prices, we want to help!By asking a lawyer about bankruptcy, you will be provided with invaluable information. Through years of experience in the legal field we have become experts on the ins and outs of the system. In this beyond difficult economy the number of people filing for bankruptcy has soared. We have extensive knowledge of Florida’s laws and will find a way to help you just as we have helped countless amounts of clients before you. We will be with you every step of the way so you will never feel lost or alone. You are not the first person in Florida to go bankrupt and you will certainly not be the last.When you hire Epperson and Rich we will inform you about bankruptcy and the two direct you towards one of two types, either chapter 7 or Chapter 13. We will guide you towards chapter 7 if you are limited with options to recover from your financial loses. This applies to both individuals as well as businesses. This liquidation option requires you to pay off creditors by selling off un-exempt assets with the exception of your home. When you learn about bankruptcy you will come across the Homestead Act which you will discover is a law that allows you to keep the home in which you live in. Chapter 13 is the rehabilitation option which we encourage people with a steady income to choose. This option is for people who are in a position to repay their debts. People who choose the chapter 13 option are rewarded lower interest rates and extended time without more penalties being incurred. Together we will determine which option is best for you and we will discuss how we will take action towards the next step of the process.

When it comes to doing something about bankruptcy Epperson and Rich have extensive knowledge of the legal system. We are confident in our ability to represent you. Do not spend another moment anxiety ridden and fearful of your future financial well-being, call Epperson and Rich today at (813) 886-8500. We will be happy to set up a complimentary no obligation consultation to discuss your current situation and will discuss our next plan of action to getting you financially stable again.


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